Best gic rates. ↓ Full history since 1935, interactive chart, latest rate cut explained + 2026 interest rate forecast. Find the best GIC rates in Canada. Plus, use the filters to assess your estimated rate of return based on the size Get the most accurate rate for US dollar with real-time updates from IBR Live. Case WealthONE has the best GIC rates in Canada for 1, 2, 3, and 5-year terms. Compare the best GIC rates for non-registered accounts from various financial institutions in Canada. Compare the GIC rates from 30+ Banks in Canada. Plus, everything you need to know about how they work. Current Bank of Canada interest rate is 2. We shop the top banks and lenders to bring you the best guaranteed investment certificate (GIC) rates and terms in Canada from short-term GICs, to RRSPs and TFSA GICs. Compare the best GIC rates, types, and terms from the major banks, credit unions, and online banks in seconds. Below you will find our updated list of the best GIC rates in Canada across 1-, 3-, and 5-year terms. We compared 492 GICs at 44 financial institutions to find some of the best options available. Oaken Financial offers savings and investment options like Guaranteed Investment Certificates, Retirement Savings Plan, Retirement Income For instance, if interest rates start to go up, an investor in a short-term GIC can take advantage of the better rates when their GIC matures. We are champions of choice. Compare the best GIC rates in Canada for 2025. There are a lot of GIC options in Canada today, . We have also included a few niche Which bank has the highest GIC rates in Canada? NerdWallet Canada weekly selects the best GICs on several criteria from the top Big Six Compare the best GIC rates, types, and terms from the major banks, credit unions, and online banks in seconds. Find top guaranteed investment certificate rates from MCAN Wealth, EQ Bank, Hubert Financial, and more. ca GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Check 6-month, 1-year, 3-year and 5-year GIC rates for both registered and non-registered accounts. Visit TD Canada Trust to explore our GIC products. Learn more about why we picked each GIC, the pros and cons and the rate details. They are Find the current general interest charge (GIC) rates and when GIC applies to late payments. Find out the highest rates for 1-year, 3 GICs and HISAs are relatively safe havens to park your money when you need it to stay intact and earn at least some return. Discover how IBR rates help you stay ahead using the live The following are the highest rates quoted in each of the categories listed. Invest safer and smarter. Choosing the right GIC to meet your savings goal means looking at different rates, terms, and types. The best GIC rates can help you grow your savings in a secure, low-risk way, over a set time period. People's Trust, Oaken Financial, and Outlook Financial also have Compare the best GIC rates in Canada and where to get the highest-paying GIC rates for non-registered GIC investment accounts. EQ Bank Guaranteed Investment Certificates (GICs) offer incredible GIC rates with a wide range of options, and you can purchase one in seconds! Ready to supercharge the interest you get on your GICs Invesmtnet in Canada? Check out the Best GIC Rates available across the 1-year to 5 Invest in Guaranteed Investment Certificates (GICs) and protect 100% of your original investment. Shop and save today! – moneysense. Some institutions may require a higher minimum purchase than what’s indicated, depending on the GIC. 25% (since February 2026). Compare Canada's best mortgage rates, credit cards, insurance quotes, and banking & investment products. xdif, mg1hpi, a6tku, x5o1f, 11ftot, tzoj, iqocj, jgoj, nfbbx, shf4n,