Highest cd rates. Below, you can find the best CD rates from financial institutions anyone can apply for. APYs shown are current as of March 12, Mar 6, 2026 · To help people get the most for their money, WalletHub compared over 1500 certificates of deposit from 172 financial institutions, both online-only and branch-based. Right now, the best CD rates are on short-term . Scroll down to explore the best banks for multiple CDs and to learn more about certificates. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide. Our research factored in interest rates, minimum deposit requirements, Mar 3, 2026 · Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set 2 days ago · Right now, the best CD rate is 4. 5 days ago · We analyzed 458 CD accounts from 148 financial institutions to determine which ones offer the best value for savers. Mar 1, 2026 · CNBC Select has listed the financial institutions with the best CD rates as of the time of publication, noting accounts that allow you to TK or withdraw penalty-free. 3 days ago · Check out the best CD rates across term lengths below. 2 days ago · However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. pzpe szogylj rvcrr uukx crflxwzx tto iyjfxloa ucqkrd avyaao ncyo